Pro: You Can Piggyback on Benefits

When it comes to group health insurance plans, not everyone is a winner. But if one spouse is, then the other can piggyback on those benefits. Many employer-sponsored health care plans allow spouses to be added to the policy- the spouse that is added will receive equal access to health care benefits.

In some cases, there may be an additional fee you’ll have to pay, but guess what? That fee is a lot cheaper than what you’d pay by buying an individual policy from the marketplace.

But even if both of you have health insurance, now you have the option to compare and contrast, picking the one that fits you both- after all, not all plans are made equal.

Furthermore, you can also qualify for spousal Social Security benefits, meaning that you can claim benefits when your spouse filed for his or her benefits, and if they’re at least 62 years old. Again, you have the option to compare your benefits and decide whether or not you’ll get more money during retirement if you collect them individually or not.

This is particularly good if one spouse hasn’t worked. Stay at home parents have a lot of benefits waiting for them if they get married to their partners.