8. Obsessing Over Your Credit Score

Yes, your credit score is important. Yes, you should always try to keep it high. Yes, you should check it frequently. No, you shouldn’t go overboard.

Our credit scores open up financial opportunities, so checking yours frequently can give you unique insight on whether or not your approach to finances is good or bad. But if you go too far and end up obsessing over your score when there’s not much you can do to improve it will rob you of the opportunity of living your life.

Then, you have to keep in mind that credit scores fluctuate. Seeing yours dip a little bit is not the end of the world.

The best thing you can do is look into the basics of a good credit score. Once you’re more informed, you can avoid unnecessary headaches and questions that may pop up, allowing you to breathe easily in the knowledge that you’re doing everything you can to improve yours without going overboard.