10. Paying Unnecessary Fees

Surprising late fees or minimum balance fees can definitely ruin anyone’s day, even though they technically should. We say ‘technically’ because financial institutions ensure that all the rules about these fees are readily available for everyone to read. But that doesn’t mean they’re not confusing.

In some cases, maybe you’ve simply forgotten the rules. Reading over them for a refresher is the first step in understanding how to avoid unnecessary fees in the future. But you can also ask for help- call them up and have someone carefully explain everything to you. They can also go over information you may have previously missed, so use this to your advantage- take notes if you have to!