Most Americans, no matter their financial situation, would prefer to spend less money on needs and wants. Needs encompass everything from food to housing to the clothes on your back. Wants are things you can realistically live without, but doing so would definitely make life a little less fun such as entertainment, eating out, and vacations.

There are many ways in which the two intersect. For example, you’re in need of a new wardrobe but you want to buy designer clothes. Or perhaps you’re on the market for a new car, but you want to get the fanciest one out there.

So barring suddenly getting a promotion or winning the lottery, there are ways you can stretch your finances to cover both your needs and wants. Today, we decided to cover all your monthly expenses and how to cut them down so that eventually, no matter what your financial goals are, you’ll be able to reach them!

Whether you want to buy a new house, want to get rid of debt, or can’t wait to go on a vacation, we’re here to help you trim your expenses until you get there!